Payment Posting Variance Agent

Payers often pay less than the contract allows, and underpayments buried in remittance files are rarely caught by hand. When electronic remittances arrive, this agent posts payments and checks each line against the expected amount from the payer contract. It flags underpayments over 10 dollars, wrong adjustments and patient responsibility errors, but applies allowed contract reductions first so they are not flagged. It then totals each remittance against the bank deposit. If the deposit and remittance differ, it looks for missing files or bundled payments and rematches; a deposit still unmatched after five days is escalated. It drafts underpayment appeals with the contract terms attached. The biller approves every posting with a variance and every appeal; the agent never submits appeals itself. Edge case: a payer pays a multi-procedure claim at a reduced rate that the contract allows, so the agent applies that rule before flagging.